by Jessica Cook Martin
I've recently been working with several first-time home buyers in Indianapolis and we've spent some time discussing home warranties.
I have a warranty on my own house and think they are a great option for first-time home buyers - the peace of mind they offer someone who's invested a big chunk of their future in the purchase of real estate can't be overstated.
That's especially true for couples like my husband and I who live in an older home that requires a lot of care and TLC. Home warranties in Indianapolis don't make sense for everyone (I think that's important to point out) but if you plan to sell, they can also be a wonderful selling feature!
I thought I'd offer a bit of information on home warranties so you can make an informed decision of your own.
If I may answer any other questions you have about home warranties in Indiana - or provide advice on buying or selling a house in Indy - please feel free to drop me a line here or call.
Keep in mind that - just like any insurance policy - home warranty specifics vary greatly from policy-to-policy and company-to-company. There are also different legalities in some states.
I've recently been working with several first-time home buyers in Indianapolis and we've spent some time discussing home warranties.
I have a warranty on my own house and think they are a great option for first-time home buyers - the peace of mind they offer someone who's invested a big chunk of their future in the purchase of real estate can't be overstated.
That's especially true for couples like my husband and I who live in an older home that requires a lot of care and TLC. Home warranties in Indianapolis don't make sense for everyone (I think that's important to point out) but if you plan to sell, they can also be a wonderful selling feature!
I thought I'd offer a bit of information on home warranties so you can make an informed decision of your own.
If I may answer any other questions you have about home warranties in Indiana - or provide advice on buying or selling a house in Indy - please feel free to drop me a line here or call.
Keep in mind that - just like any insurance policy - home warranty specifics vary greatly from policy-to-policy and company-to-company. There are also different legalities in some states.
Home Warranty Overview
If a home system or appliance breaks or stops working, the home owner calls the home warranty company.
The home warranty company calls a provider with which it has a business arrangement.
The provider calls to make an appointment with you.
The provider fixes the problem. If an appliance is malfunctioning and cannot be repaired, depending on contract coverage, the home warranty company will pay to replace and install the appliance.
The home owner pays a negligible fee similar to a deductible (normally less than $100).
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